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Protecting your accounts and your money

The part that matters most and gets the least attention. Second factors ranked by what they actually stop, recovery set up before you need it, and what to do when something has already gone wrong.

11 guides

Reference

Google Pay Errors, Decoded

The messages are vague and the causes are not. Which layer failed, how to tell in under a minute, and who to contact about it.

Analysis

Two-Factor Methods, Ranked

SMS codes, authenticator apps, push prompts and hardware keys stop different attacks. Only one category of them stops phishing.

Explainer

What Deleting an Account Actually Does

Deletion means several different things depending on the service, and the differences matter for backups, shared content and anything you would want back.